WhatsApp users in India can now make payments using the app. Digital payments have been on the rise and since WhatsApp is widely used by people in India, this move will help people transact digitally using a single app. The WhatsApp payments feature is in partnership with the National Payments Corporation of India (NPCI) using the Unified Payment Interface (UPI), an India-first, real-time payment system that enables transactions with over 160 supported banks. WhatsApp is currently working with five banks in India: ICICI Bank, HDFC Bank, Axis Bank, the State Bank of India, and Jio Payments Bank. People can send money on WhatsApp to anyone using a UPI supported app.
WhatsApp payments are secured with entering a personal UPI PIN for each payment. Payments on WhatsApp is now available for people on the latest version of the iPhone and Android app.